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Disclaimer

This website and its contents are for general information only and does not constitute personal financial advice to anyone. Whilst every care has been taken to ensure that all information on this website is accurate and factual, the author shall not be liable for any losses or damages that may arise from the use of the contents in this website.

No part of this website represents contractual terms and conditions for any financial product. Please refer to the respective benefit illustrations, prospectus and/or other relevant documents of the financial products for specific terms, exclusion clauses and conditions.

Please consult a qualified financial consultant before making any financial decision.

Further to the above, the contents of this site reflect the personal views and opinion of the author only, and not of any company.

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